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Credit union members are owners and decision-makers that have a say in their financial institution’s actions. They elect a board of directors to provide leadership and ensure that members’ views are represented.

Being an owner also means sharing in the credit union’s success. Many credit unions distribute patronage dividends to members in accordance with prudent business practices.

Democratic member control is one of seven international co-operative principles which guide credit unions as we put our values into practice. The other principles are member economic participation. autonomy and independence; education, training and information. co-operation among co-operatives, and concern for community.

Credit unions belong to a large co-operative network, provincially, nationally and internationally. Although decisions are made locally, this network enables credit unions to provide members with a full range of financial products and services.

Credit unions belong to a large co-operative network, provincially, nationally and internationally. Although decisions are made locally, this network enables credit unions to provide members with a full range of financial products and services.

Credit unions belong to a large co-operative network, provincially, nationally and internationally. Although decisions are made locally, this network enables credit unions to provide members with a full range of financial products and services.
The full guarantee is made possible through a comprehensive deposit protection regime that is focused on prevention.

Regulatory requirements are put into place by Credit Union Deposit Guarantee Corporation to ensure that credit unions are operating in accordance with Standards of Sound Business Practice and to ensure that there is always an adequate level of capital held at the credit union level to effectively manage business risks.

Through ongoing monitoring of credit union performance the in-system regulator is able to identify potential risks early and clearly communicate any preventive action necessary in a credit union to protect deposits.

THIS CONTENT IS FOR INFORMATIONAL PURPOSES ONLY. THIS IS IN NO WAY GIVING ANY LEGAL ADVICE OR REPRESENTATION. THE INFORMATION CONTAINED HEREIN WAS COMPILED FROM VARIOUS ARTICLES. FOR ANY LEGAL ADVICE OR REPRESENTATION SEEK YOUR OWN LEGAL COUNSEL.